The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

If you’ve been trying to improve your credit score, you’ve probably heard things like “pay your bills on time” or “keep your balances low.” Solid advice — but there’s one lesser-known factor that can ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

South Africans are urged to monitor their credit health as experts warn that poor scores can limit opportunities, raise ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

A 100-point drop in a credit score can be "absolutely catastrophic." It can also take years to recover from, according to LendingTree chief credit analyst Matt Schulz. The Federal Reserve Bank of New ...